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FHA Loans

A Federal Housing Administration (FHA) loan is a home mortgage that is insured by the government and issued by a bank or other lender that is approved by the agency.

For first-time homebuyers and individuals with limited credit history, our FHA Loan program offers a promising path to homeownership. Backed by the Federal Housing Administration, this loan option comes with more accessible qualification criteria, lower down payment requirements, and competitive interest rates. Here at Real Deal Mortgage Solutions LLC, we understand the importance of making homeownership achievable, and our FHA Loan provides a stepping stone for aspiring homeowners to secure their dream homes.

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What Is a Federal Housing Administration (FHA) Loan?

A Federal Housing Administration (FHA) loan is a home mortgage that is insured by the government and issued by a bank or other lender that is approved by the agency. FHA loans require a lower minimum down payment than many conventional loans, and applicants may have lower credit scores than is usually required. The FHA loan is designed to help low- to moderate-income families attain homeownership. They are particularly popular with first-time homebuyers.

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Frequently Asked Questions

With FHA loans you are required a minimum down payment of 3.5% of purchase price.

The MIP required to be paid for an FHA loan is for the life of the 30 year term loan and cannot be removed from monthly payments.

We currently have programs accepting up to 560 FICO score however it all depends on the other qualifying factors of a loan which is why it is best to consult a mortgage professional to confirm pre approval information.

Down Payment Assistance Programs- Do you meet all the requirements to purchase a home but don’t have the funds? We can help you!

  • While these are very similar to the required prerequisites to qualify for a standard mortgage loan , they may have specific factors such as income eligibility and first home buyers. 

 

  • We are excited to bring to you a way to help everyone qualify for their dream home. Partnering with many agencies such as Florida Housing to provide down payment and closing costs assistance for those buyers that meet the criteria.

Need a Solution From Us?

We are here for you! At RealDealMortgageSolutions NMLS 2114942, we believe in the power of personalized advice.

Don’t waste any more time, take the first step towards your future today, let’s talk! Your dream home is closer than you think.”

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