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Florida VA Home Loans

A VA home loan is a special type of mortgage guaranteed by the U.S. Department of Veterans Affairs (VA). It’s only available to qualified borrowers as a part of their military benefits — this generally includes active-duty servicemembers and veterans, though in special cases military spouses may also qualify.

VA loans are assumable, meaning that when you sell a home you purchased with a VA loan, the buyer has the option to take over the terms of the existing mortgage, whether they’re a civilian or a service member. That’s a huge perk for buyers when weighing homes to buy, and it can be a huge benefit to you when it comes to selling your home.

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How much money do you need for a VA loan?

  • VA loans are attractive because they usually don’t require any down payment. This is an important benefit for home buyers who are short on cash. 
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Frequently Asked Questions

VA lenders typically require a FICO® score of at least 620

  • The most important takeaway is that, as long as you’re eligible and you’re able to qualify with a lender, there’s no limit to how many times you can take out a VA loan in your lifetime.

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